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Proud to be Back-to-Back Winners of the CPC Excellence Award for Product/Service of the Year 2025 & 2026

Staff Absence Insurance

The UK’s #1 Provider of Staff Absence Insurance

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What is Staff Absence Insurance?

Protecting budgets since 1997

Staff Absence Insurance (SAI) is a way for schools/academies to protect their budgets from the cost of staff absence. Having a SAI policy allows you to claim a daily sum of money (daily benefit) for each day staff are absent from work. Which can be used to cover the costs of supply, or be utilised elsewhere in the school/academy budget.

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What are the benefits to Staff Absence Insurance?

UK's most trusted Staff Absence provider

Staff Absence Insurance provides stability, you have a fixed fee (insurance premium) which you can claim back to cover the costs caused by staff absence. 

Another benefit is fund certainty for planned absences such as maternity, you can cover maternities and give staff more flexible options for returning to work. With SAS you have the ability to choose maternity reimbursements as as a lump sum or calculate as a net cost for the school.

Staff Absence Insurance policies with Schools Advisory Service have complementary wellbeing services which are designed to meet the needs of school staff and reduce absences. 

Considering Absence Insurance?

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Difference between Absence Insurance and Absence Protection

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Absence Insurance is a financial service, which is regulated by the Financial Conduct Authority (FCA). This gives you rights as a customer, and the opportunity to complain and have the situation reviewed by a regulatory body. 

Absence protection is a term usually used to describe a mutual scheme, which is a service similar to absence insurance but without the protection of a regulatory body. Insurance companies must pay valid claims, however mutual protection is a trust based service.

More than Staff Absence Protection

Full physical and mental health support. All at no added cost.

SAS policies provide the complete absence management solution. You also get access to a range of wellbeing services that are continually growing and adapting to provide the best level of support we can.

We provide services for pupils and uninsured staff, along with programmes which help schools build wellbeing frameworks for the whole school community.

This proactive support is what separates our policies from others on the market.

Join our community of schools and academies today!

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Prevent and Reduce Absence

Schools Advisory Service (SAS) are proud to be considered the market leader for Staff Absence Insurance in the UK and we continually striving to make a difference in education.