Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
Search in posts

Budget Overspend Insurance

Budget Overspend (Provided by SAS)

If your school is considering taking on the risk of self-insuring, then SAS Budget Overspend may be the best option for you.


Budget Overspend enables you to pay a lower premium for a fully comprehensive cover option like SAS Policy Plus by sharing the risk with the insurer.


The School obtains the premium saving by self-insuring a specified amount, which will be referred to as the retained fund. The insurer takes on the risk that any absences that exceed the retained fund are fully covered providing ultimate risk transfer and budget certainty.


As it requires a much lower financial outlay for the school, it is a cost-saving option designed to protect your budget should an unpredictable, high-level of absences occur one year.


The UK number one Staff Absence & Maternity Insurance provider

Powering schools since 1997

Contact Us